![]() But for you, the merchant…there’s actually not a lot of difference.īoth credit and debit card chargebacks will result in lost revenue. How Debit Card Chargebacks Affect MerchantsĪs we outlined above, there’s a clear distinction between credit and debit card protections from the cardholder’s perspective. Worried about chargebacks impacting your bottom line? Peace of mind is just a click away. As a result, you could actually see more debit card chargebacks if you fall into one of these higher-risk categories. However, consumers don’t always follow expert advice. ![]() You would think that, as a result, merchants that fall into these categories would be less likely to see a debit card chargeback. Instead, they suggest using credit cards, which offer more fraud protection.
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